Citi Double Cash
Set-it-and-forget-it 2% on everything
External link to Citi’s own application page.
The Citi Double Cash has no annual fee. It earns 2% on all spends. Forex markup is 3%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Citi Double Cash actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Citi Double Cash earn?
What you earn back, by category.
$200 cash back after spending $1,500 in first 6 months
What do you get with the Citi Double Cash?
- 1% cash back when you buy + 1% when you pay
- No annual fee
- No category restrictions or rotating bonuses
- 0% intro APR on balance transfers for 18 months
- Convert cash back to ThankYou Points (transferable to airline partners)
Who qualifies for the Citi Double Cash?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Citi Double Cash FAQ
›What is the Citi Double Cash annual fee?
The Citi Double Cash has no annual fee.
›What does the Citi Double Cash earn?
It earns 2% on all spends.
›What is the Citi Double Cash forex markup?
The Citi Double Cash charges 3% forex markup on foreign-currency spends.
›What income do you need for the Citi Double Cash?
Citi publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Citi Double Cash welcome bonus?
$200 cash back after spending $1,500 in first 6 months.
›Are these Citi Double Cash figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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