CardPolo · credit-card command center
Play your cards right.
The credit-card command center for India + US. Ask which card to swipe. Find your right card in 60 seconds. Stack the right combos. Every reward, every transfer partner, every catch, surfaced.
Live reward + transfer-partner dataNo bank login · PCI-safeIndia + US catalogs
CardPolo
Signature
4242 1620 •••• 2026
Cardholder
PLAY YOUR CARDS RIGHT
Cards covered
India + United States
Transfer-partner ratios mapped
Across 17 cards · live
₹+
Net annual value computed per card
Avg. value Polo finds
IDFC FIRST drops the forex markup on every credit card, then stops paying rewards on international spends from 26 Oct 2026Sep 13Amazon Pay and Kotak launch a business credit card: 5% back on Amazon Business for Prime members, sole proprietors onlySep 13Wyndham Rewards adds a 45,000-point tier: top hotels get 50% pricier, cheapest get 33% cheaper (15 Sep 2026)Sep 12World of Hyatt drops American Airlines for Delta: what points holders should do before the deadlinesSep 12Amex raises every Hilton welcome offer, including a record 200,000-point Aspire bonusSep 12Amex India tightens Membership Rewards: the 50% fee waiver goes and points stop pooling across cards (11 Oct 2026)Sep 12Wells Fargo stops letting you gift rewards to another cardholder on 25 September, and your balances stop pooling automaticallySep 7Axis Bank and Scapia launch a zero-fee, zero-forex travel card, and the issuer's own release leaves out the lounge conditionSep 7
PCI-safe
No bank login · last-4 only · never your full PAN
Sourced or flagged
Each card is either stamped with the date we checked it against the issuer, or plainly labelled not-yet-verified. No card fakes a verified date.
IN + US
Two catalogs, two reward systems, never blended
Free tier
Polo Match unlimited · Polo Brain 10 queries / day
The four surfaces
Built for the way you actually play.
Four surfaces, one rewards command center. Each does one job perfectly.
Featured cards
The catalog's most-recommended picks.
What Polo Brain + Polo Match keep returning as winners. India + US, ranked by net annual value.
How Polo thinks
Not headline rate. Real value.
A 4% card with a ₹500 cap loses to a 2% no-cap card on a ₹50K spend. Polo does that math, and the cashback-vs-transfer-partner math too.
₹12,000 Amazon order
HDFC Infinia · 3.33% as 6.6X reward points · 12,000 × 3.3pts × ₹1 redemption value
₹400
Reward
$420 United flight
Chase Sapphire Reserve · 3.25X UR points on travel · transfer to United at 1:1 for premium-cabin redemption
$13.60
Reward
₹2,500 Swiggy dinner
Axis Magnus · Magnus 24X on dining via EDGE → 3X earn at ₹1/pt redemption
₹75
Reward
₹50K electricity bill
SBI Cashback · Flat 1% on utility bill payments, beats Infinia capped 0.33% on this category
₹500
Reward
Polo Club · editorial
The rewards conversation.
Stop leaving rupees on the table.
Sixty seconds to find your right card. Lifetime to play it right.