SBI Card

SBI SimplyClick

🇮🇳 India · SBI Card

SBI SimplyClick

Name: SBI SimplyClick
Brand: SBI Card
Rating: 4.4 (50 reviews)

First card for online buyers, low entry fee

4.4 / 5

Joining fee

₹499

Annual fee

₹499

Top reward

10%

Min income

₹300,000

Apply at SBI Card ← Back to all cards

External link to SBI Card’s own application page.

The SBI SimplyClick costs ₹499 a year, waived at ₹1,00,000 annual spend. It earns 10% on shopping and 1.25% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much SBI SimplyClick actually pays you over time, net of annual fees.

Your monthly spend₹50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards₹28,500

Annual fee₹0 (waived ✓)

Welcome bonus (year 1 only)+₹500

Cumulative net value

+₹143,000

over 5 years

Year 1

₹29,000

+₹29,000/yr

Year 2

₹57,500

+₹28,500/yr

Year 3

₹86,000

+₹28,500/yr

Year 4

₹114,500

+₹28,500/yr

Year 5

₹143,000

+₹28,500/yr

Year 1 (with bonus)

₹29,000

Year 2+ (steady state)

₹28,500/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the SBI SimplyClick earn?

What you earn back, by category.

shopping

10%

📈

Everything else

1.25%

📈

🎁

Welcome bonus

Amazon e-gift voucher worth ₹500

What do you get with the SBI SimplyClick?

10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
5x rewards on all other online spend
₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
1% fuel surcharge waiver on ₹500–₹3,000 transactions