Wells Fargo Active Cash
No-fee 2% flat, competitive with Citi Double Cash.
Reward rates and fees verified against the issuer source on Jul 14, 2026 · issuer source
External link to Wells Fargo’s own application page.
The Wells Fargo Active Cash has no annual fee. It earns 2% on all spends. Forex markup is 3%. These figures were verified against the issuer's own source on July 14, 2026.
5-year value calculator
How much Wells Fargo Active Cash actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Wells Fargo Active Cash earn?
What you earn back, by category.
$200 cashback after $500 in first 3 months
What do you get with the Wells Fargo Active Cash?
- 2% unlimited cashback on every purchase
- No annual fee
- 0% intro APR for 12 months
- Cell phone protection (up to $600/claim)
- Visa Signature concierge
Who qualifies for the Wells Fargo Active Cash?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Wells Fargo Active Cash FAQ
›What is the Wells Fargo Active Cash annual fee?
The Wells Fargo Active Cash has no annual fee.
›What does the Wells Fargo Active Cash earn?
It earns 2% on all spends.
›What is the Wells Fargo Active Cash forex markup?
The Wells Fargo Active Cash charges 3% forex markup on foreign-currency spends.
›What income do you need for the Wells Fargo Active Cash?
Wells Fargo publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Wells Fargo Active Cash welcome bonus?
$200 cashback after $500 in first 3 months.
›Are these Wells Fargo Active Cash figures verified?
These figures were verified against the issuer's own source on July 14, 2026.
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