EXPRESS
Amex Blue Cash Preferred
Suburban families with kids, best US-supermarket card.
Reward rates and fees verified against the issuer source on Jul 14, 2026 · issuer source
External link to American Express’s own application page.
The Amex Blue Cash Preferred costs $95 a year. It earns 6% on shopping and 1% on everything else. Forex markup is 2.7%. These figures were verified against the issuer's own source on July 14, 2026.
5-year value calculator
How much Amex Blue Cash Preferred actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Amex Blue Cash Preferred earn?
What you earn back, by category.
$250 statement credit after $3,000 in 6 months
What do you get with the Amex Blue Cash Preferred?
- 6% cashback on US supermarkets (up to $6K/year, then 1%)
- 6% on streaming subscriptions
- 3% on US gas stations + transit
- 1% on everything else
- 0% intro APR for 12 months
Who qualifies for the Amex Blue Cash Preferred?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Amex Blue Cash Preferred FAQ
›What is the Amex Blue Cash Preferred annual fee?
The annual fee is $95 (joining fee $0).
›What does the Amex Blue Cash Preferred earn?
It earns 6% on shopping and 1% on everything else.
›What is the Amex Blue Cash Preferred forex markup?
The Amex Blue Cash Preferred charges 2.7% forex markup on foreign-currency spends.
›What income do you need for the Amex Blue Cash Preferred?
American Express publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Amex Blue Cash Preferred welcome bonus?
$250 statement credit after $3,000 in 6 months.
›Are these Amex Blue Cash Preferred figures verified?
These figures were verified against the issuer's own source on July 14, 2026.
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