Bank of America Premium Rewards
BoA Preferred Rewards clients, up to 2.625x with $100K relationship.
External link to Bank of America’s own application page.
The Bank of America Premium Rewards costs $95 a year. It earns 2% on travel and 1.5% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Bank of America Premium Rewards actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Bank of America Premium Rewards earn?
What you earn back, by category.
60,000 points after $4,000 spend in 90 days
What do you get with the Bank of America Premium Rewards?
- 2x on travel + dining
- 1.5x on everything else
- Up to 75% bonus for Preferred Rewards (Platinum Honors tier)
- $100 annual airline incidental credit
- $100 Global Entry/TSA PreCheck credit
Who qualifies for the Bank of America Premium Rewards?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Bank of America Premium Rewards FAQ
›What is the Bank of America Premium Rewards annual fee?
The annual fee is $95 (joining fee $0).
›What does the Bank of America Premium Rewards earn?
It earns 2% on travel and 1.5% on everything else.
›What is the Bank of America Premium Rewards forex markup?
The Bank of America Premium Rewards charges 0% forex markup on foreign-currency spends.
›What income do you need for the Bank of America Premium Rewards?
Bank of America publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Bank of America Premium Rewards welcome bonus?
60,000 points after $4,000 spend in 90 days.
›Are these Bank of America Premium Rewards figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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