US
Chase
Chase Ink Business Preferred
VISA
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Chase

Chase Ink Business Preferred

US-incorporated startups, best welcome bonus in the business-card space.

4.7 / 5
Joining fee
$0
Annual fee
$95
Top reward
3%
Min income
None stated

External link to Chaseโ€™s own application page.

The Chase Ink Business Preferred costs $95 a year. It earns 3% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Chase Ink Business Preferred actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$324
Annual feeโˆ’$95
Welcome bonus (year 1 only)+$8,000
Cumulative net value
+$9,145
over 5 years
Year 1
$8,229
+$8,229/yr
Year 2
$8,458
+$229/yr
Year 3
$8,687
+$229/yr
Year 4
$8,916
+$229/yr
Year 5
$9,145
+$229/yr
Year 1 (with bonus)
$8,229
Year 2+ (steady state)
$229/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Chase Ink Business Preferred earn?

What you earn back, by category.

travel
3%
๐Ÿ“ˆ
Everything else
1%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

90,000 points after $8,000 spend in first 3 months (~$1,125 in travel)

What do you get with the Chase Ink Business Preferred?

  • 3x points on travel + shipping + advertising + telecom (first $150K/year)
  • 1x on everything else
  • No foreign transaction fees
  • Cell phone protection up to $1,000/claim
  • Transferable to airline + hotel partners 1:1
  • Employee cards at no cost

Who qualifies for the Chase Ink Business Preferred?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

Chase Ink Business Preferred FAQ

โ€บWhat is the Chase Ink Business Preferred annual fee?

The annual fee is $95 (joining fee $0).

โ€บWhat does the Chase Ink Business Preferred earn?

It earns 3% on travel and 1% on everything else.

โ€บWhat is the Chase Ink Business Preferred forex markup?

The Chase Ink Business Preferred charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Chase Ink Business Preferred?

Chase publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Chase Ink Business Preferred welcome bonus?

90,000 points after $8,000 spend in first 3 months (~$1,125 in travel).

โ€บAre these Chase Ink Business Preferred figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.