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Citi
Citi AAdvantage Platinum Select
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Citi

Citi AAdvantage Platinum Select

American Airlines loyalists, free checked bag + boarding.

4 / 5
Joining fee
$0
Annual fee
$99
Top reward
2%
Min income
None stated

External link to Citiโ€™s own application page.

The Citi AAdvantage Platinum Select costs $99 a year. It earns 2% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Citi AAdvantage Platinum Select actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$252
Annual feeโˆ’$99
Welcome bonus (year 1 only)+$2,500
Cumulative net value
+$3,265
over 5 years
Year 1
$2,653
+$2,653/yr
Year 2
$2,806
+$153/yr
Year 3
$2,959
+$153/yr
Year 4
$3,112
+$153/yr
Year 5
$3,265
+$153/yr
Year 1 (with bonus)
$2,653
Year 2+ (steady state)
$153/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Citi AAdvantage Platinum Select earn?

What you earn back, by category.

travel
2%
๐Ÿ“ˆ
Everything else
1%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

50,000 AA miles after $2,500 spend in 3 months

What do you get with the Citi AAdvantage Platinum Select?

  • 2x miles on American Airlines + dining + gas
  • 1x on everything else
  • Free first checked bag for cardholder + 4 companions
  • Preferred boarding
  • Annual fee waived first year

Who qualifies for the Citi AAdvantage Platinum Select?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

Citi AAdvantage Platinum Select FAQ

โ€บWhat is the Citi AAdvantage Platinum Select annual fee?

The annual fee is $99 (joining fee $0).

โ€บWhat does the Citi AAdvantage Platinum Select earn?

It earns 2% on travel and 1% on everything else.

โ€บWhat is the Citi AAdvantage Platinum Select forex markup?

The Citi AAdvantage Platinum Select charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Citi AAdvantage Platinum Select?

Citi publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Citi AAdvantage Platinum Select welcome bonus?

50,000 AA miles after $2,500 spend in 3 months.

โ€บAre these Citi AAdvantage Platinum Select figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.