Citi

Citi Strata Premier

🇺🇸 United States · Citi

Citi Strata Premier

Name: Citi Strata Premier
Brand: Citi
Rating: 4.4 (50 reviews)

Mid-tier travel card; 10x is Citi Travel portal-only, 3x on everyday travel and dining.

4.4 / 5

Joining fee

Annual fee

$95

Top reward

Min income

None stated

Apply at Citi ← Back to all cards

External link to Citi’s own application page.

The Citi Strata Premier costs $95 a year. It earns 3% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Citi Strata Premier actually pays you over time, net of annual fees.

Your monthly spend$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$324

Annual fee−$95

Welcome bonus (year 1 only)+$4,000

Cumulative net value

+$5,145

over 5 years

Year 1

$4,229

+$4,229/yr

Year 2

$4,458

+$229/yr

Year 3

$4,687

+$229/yr

Year 4

$4,916

+$229/yr

Year 5

$5,145

+$229/yr

Year 1 (with bonus)

$4,229

Year 2+ (steady state)

$229/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Citi Strata Premier earn?

What you earn back, by category.

travel

📈

dining

📈

shopping

📈

Everything else

📈

🎁

Welcome bonus

75,000 ThankYou points after $4,000 spend in 3 months

What do you get with the Citi Strata Premier?

10x on hotels, car rentals, and attractions booked through the Citi Travel portal only
3x on air travel and other hotels, restaurants, supermarkets, and gas
1x on everything else
$100 hotel benefit on $500+ Citi Travel hotel bookings
Transfer to 16 airline + hotel partners