HSBC Premier
HSBC Premier banking clients, no annual fee with relationship.
External link to HSBC’s own application page.
The HSBC Premier has no annual fee. It earns 3% on travel and 1% on everything else. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HSBC Premier actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HSBC Premier earn?
What you earn back, by category.
40,000 reward points on Premier banking opening
What do you get with the HSBC Premier?
- 3 reward points per ₹100 on travel + dining
- 1 reward point per ₹100 on others
- Free for HSBC Premier clients (₹40L+ relationship)
- Unlimited international lounge visits via LoungeKey
- Worldwide travel + emergency assistance
Who qualifies for the HSBC Premier?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
HSBC Premier FAQ
›What is the HSBC Premier annual fee?
The HSBC Premier has no annual fee.
›What does the HSBC Premier earn?
It earns 3% on travel and 1% on everything else.
›What income do you need for the HSBC Premier?
The stated minimum income is ₹40,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HSBC Premier welcome bonus?
40,000 reward points on Premier banking opening.
›Are these HSBC Premier figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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