IN
ICICI Bank
ICICI MMT Signature
🇮🇳 India · ICICI Bank

ICICI MMT Signature

MakeMyTrip loyalists, co-branded with strong travel benefits.

4.4 / 5
Joining fee
₹2,500
Annual fee
₹2,500
Top reward
6%
Min income
₹800,000

External link to ICICI Bank’s own application page.

The ICICI MMT Signature costs ₹2,500 a year, waived at ₹6,00,000 annual spend. It earns 6% on travel and 1.5% on everything else. Forex markup is 2.5%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much ICICI MMT Signature actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards19,800
Annual fee0 (waived ✓)
Welcome bonus (year 1 only)+2,500
Cumulative net value
+101,500
over 5 years
Year 1
22,300
+22,300/yr
Year 2
42,100
+19,800/yr
Year 3
61,900
+19,800/yr
Year 4
81,700
+19,800/yr
Year 5
101,500
+19,800/yr
Year 1 (with bonus)
22,300
Year 2+ (steady state)
19,800/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the ICICI MMT Signature earn?

What you earn back, by category.

travel
6%
📈
Everything else
1.5%
📈
🎁
Welcome bonus

₹2,500 MMT Black holidays voucher

What do you get with the ICICI MMT Signature?

  • 6% myCash on flight + hotel bookings via MMT
  • 3% myCash on dining + grocery
  • 1.5% on others
  • 4 international + 4 domestic lounge visits/year
  • MMT Black membership

Who qualifies for the ICICI MMT Signature?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹800,000
Min credit score
770+
Self-employed
Eligible

ICICI MMT Signature FAQ

What is the ICICI MMT Signature annual fee?

The annual fee is ₹2,500. It is waived if you spend ₹6,00,000 in a year.

What does the ICICI MMT Signature earn?

It earns 6% on travel and 1.5% on everything else.

What is the ICICI MMT Signature forex markup?

The ICICI MMT Signature charges 2.5% forex markup on foreign-currency spends.

What income do you need for the ICICI MMT Signature?

The stated minimum income is ₹8,00,000 a year. Banks treat this as a guideline, not a hard cutoff.

What is the ICICI MMT Signature welcome bonus?

₹2,500 MMT Black holidays voucher.

Are these ICICI MMT Signature figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.