US
Premium
American Express
Marriott Bonvoy Brilliant
AMERICAN
EXPRESS
๐Ÿ‡บ๐Ÿ‡ธ United States ยท American Express

Marriott Bonvoy Brilliant

Frequent Marriott guests, Platinum status from spend, free annual night.

4.5 / 5
Joining fee
$0
Annual fee
$650
Top reward
6%
Min income
None stated

External link to American Expressโ€™s own application page.

The Marriott Bonvoy Brilliant costs $650 a year. It earns 6% on travel and 2% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Marriott Bonvoy Brilliant actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$648
Annual feeโˆ’$650
Welcome bonus (year 1 only)+$6,000
Cumulative net value
+$5,990
over 5 years
Year 1
$5,998
+$5,998/yr
Year 2
$5,996
$-2/yr
Year 3
$5,994
$-2/yr
Year 4
$5,992
$-2/yr
Year 5
$5,990
$-2/yr
Year 1 (with bonus)
$5,998
Year 2+ (steady state)
$-2/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Marriott Bonvoy Brilliant earn?

What you earn back, by category.

travel
6%
๐Ÿ“ˆ
dining
3%
๐Ÿ“ˆ
Everything else
2%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

95,000 Bonvoy points after $6,000 spend in 6 months

What do you get with the Marriott Bonvoy Brilliant?

  • 6x Marriott Bonvoy points at Marriott properties
  • 3x at restaurants + flights direct
  • 2x on everything else
  • Marriott Bonvoy Platinum Elite status (with $25K spend)
  • 85K-point Free Night Award annually
  • $300 dining credit + $25 monthly Marriott credit
  • Centurion + Priority Pass + Delta SkyClub

Who qualifies for the Marriott Bonvoy Brilliant?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
720+
Self-employed
Eligible

Marriott Bonvoy Brilliant FAQ

โ€บWhat is the Marriott Bonvoy Brilliant annual fee?

The annual fee is $650 (joining fee $0).

โ€บWhat does the Marriott Bonvoy Brilliant earn?

It earns 6% on travel and 2% on everything else.

โ€บWhat is the Marriott Bonvoy Brilliant forex markup?

The Marriott Bonvoy Brilliant charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Marriott Bonvoy Brilliant?

American Express publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Marriott Bonvoy Brilliant welcome bonus?

95,000 Bonvoy points after $6,000 spend in 6 months.

โ€บAre these Marriott Bonvoy Brilliant figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.