SBI BPCL Octane
Highest fuel cashback in India, 7.25% effective at BPCL pumps.
External link to SBI Card’s own application page.
The SBI BPCL Octane costs ₹1,499 a year, waived at ₹2,00,000 annual spend. It earns 7.25% on fuel and 1.25% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much SBI BPCL Octane actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the SBI BPCL Octane earn?
What you earn back, by category.
6,000 BPCL reward points (₹1,500 fuel value)
What do you get with the SBI BPCL Octane?
- 25 reward points per ₹100 at BPCL (~7.25% value)
- 10x rewards on dining + grocery + departmental
- 4 domestic lounge visits/year
- 1% fuel surcharge waiver
Who qualifies for the SBI BPCL Octane?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
SBI BPCL Octane FAQ
›What is the SBI BPCL Octane annual fee?
The annual fee is ₹1,499. It is waived if you spend ₹2,00,000 in a year.
›What does the SBI BPCL Octane earn?
It earns 7.25% on fuel and 1.25% on everything else.
›What is the SBI BPCL Octane forex markup?
The SBI BPCL Octane charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the SBI BPCL Octane?
The stated minimum income is ₹3,60,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the SBI BPCL Octane welcome bonus?
6,000 BPCL reward points (₹1,500 fuel value).
›Are these SBI BPCL Octane figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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