SBI ELITE
Mid-premium SBI card with strong club benefits.
External link to SBI Card’s own application page.
The SBI ELITE costs ₹4,999 a year, waived at ₹10,00,000 annual spend. It earns 2% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much SBI ELITE actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the SBI ELITE earn?
What you earn back, by category.
5,000 bonus reward points + ₹5,000 e-gift voucher
What do you get with the SBI ELITE?
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Club Vistara Silver + Trident Privilege Red
- Milestone benefits at ₹3L, ₹4L, ₹5L
Who qualifies for the SBI ELITE?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
SBI ELITE FAQ
›What is the SBI ELITE annual fee?
The annual fee is ₹4,999. It is waived if you spend ₹10,00,000 in a year.
›What does the SBI ELITE earn?
It earns 2% on all spends.
›What income do you need for the SBI ELITE?
The stated minimum income is ₹6,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the SBI ELITE welcome bonus?
5,000 bonus reward points + ₹5,000 e-gift voucher.
›Are these SBI ELITE figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
More cards in India
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
Axis ACE
Axis Bank
Bill payments + utilities + fuel, set-and-forget cashback