Standard Chartered Ultimate
Best general earn-rate at the ₹5K fee tier.
External link to Standard Chartered’s own application page.
The Standard Chartered Ultimate costs ₹5,000 a year, waived at ₹15,00,000 annual spend. It earns 3.3% on all spends. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Standard Chartered Ultimate actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Standard Chartered Ultimate earn?
What you earn back, by category.
6,000 reward points + ₹1,000 voucher
What do you get with the Standard Chartered Ultimate?
- 5 reward points per ₹150 (effectively 3.3%)
- 4 complimentary international lounge visits/year
- BookMyShow buy-1-get-1
- 1% fuel surcharge waiver
- Comprehensive travel + purchase insurance
Who qualifies for the Standard Chartered Ultimate?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Standard Chartered Ultimate FAQ
›What is the Standard Chartered Ultimate annual fee?
The annual fee is ₹5,000. It is waived if you spend ₹15,00,000 in a year.
›What does the Standard Chartered Ultimate earn?
It earns 3.3% on all spends.
›What is the Standard Chartered Ultimate forex markup?
The Standard Chartered Ultimate charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the Standard Chartered Ultimate?
The stated minimum income is ₹15,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the Standard Chartered Ultimate welcome bonus?
6,000 reward points + ₹1,000 voucher.
›Are these Standard Chartered Ultimate figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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