US
Wells Fargo
Wells Fargo Autograph
VISA
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Wells Fargo

Wells Fargo Autograph

No-fee 3x on six categories, broader than most no-fee competitors.

4.4 / 5
Joining fee
$0
Annual fee
$0
Top reward
3%
Min income
None stated

External link to Wells Fargoโ€™s own application page.

The Wells Fargo Autograph has no annual fee. It earns 3% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Wells Fargo Autograph actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$324
Annual feeNo fee
Welcome bonus (year 1 only)+$1,000
Cumulative net value
+$2,620
over 5 years
Year 1
$1,324
+$1,324/yr
Year 2
$1,648
+$324/yr
Year 3
$1,972
+$324/yr
Year 4
$2,296
+$324/yr
Year 5
$2,620
+$324/yr
Year 1 (with bonus)
$1,324
Year 2+ (steady state)
$324/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Wells Fargo Autograph earn?

What you earn back, by category.

travel
3%
๐Ÿ“ˆ
dining
3%
๐Ÿ“ˆ
Everything else
1%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

20,000 bonus points after $1,000 spend in 3 months

What do you get with the Wells Fargo Autograph?

  • 3x on dining, travel, gas, transit, streaming, cell phone
  • 1x on everything else
  • No annual fee, no foreign transaction fees
  • 0% intro APR for 12 months
  • Cell phone protection up to $600/claim

Who qualifies for the Wells Fargo Autograph?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
670+
Self-employed
Eligible

Wells Fargo Autograph FAQ

โ€บWhat is the Wells Fargo Autograph annual fee?

The Wells Fargo Autograph has no annual fee.

โ€บWhat does the Wells Fargo Autograph earn?

It earns 3% on travel and 1% on everything else.

โ€บWhat is the Wells Fargo Autograph forex markup?

The Wells Fargo Autograph charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Wells Fargo Autograph?

Wells Fargo publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Wells Fargo Autograph welcome bonus?

20,000 bonus points after $1,000 spend in 3 months.

โ€บAre these Wells Fargo Autograph figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.